Helping Clients Increase Tax Efficiency

Market uncertainty doesn’t just introduce risk—it can also create planning opportunities. Periods of volatility can be an ideal time to reassess your client’s tax strategy and make adjustments to help support long-term goals.

Tax efficiency improves when it’s consistently incorporated into your client’s overall strategy. Integrating tax planning into ongoing reviews can help your clients stay ahead of potential challenges and make more informed, tax-aware decisions.

With an intentional year-round approach—including planning conversations, and client touchpoints—taxes can be considered alongside investment decisions, retirement planning, and business strategy, as conditions evolve.

This is your opportunity to help clients:

• Thoroughly review portfolios for tax-efficient opportunities
• Maximize contributions to retirement and health savings accounts
• Integrate business and personal tax planning
• Incorporate charitable giving into the overall tax strategy

Strategic Tax Integration

Advisors play a critical role in integrating tax strategies with income and retirement planning and guiding clients through complex decisions—including changes in tax liabilities, managing income during key life transitions, and aligning financial decisions for short- and long-term efficiency.

Effective tax planning involves more than portfolio construction or using specific tools. Advisor judgment—particularly around timing, sequencing, and decision-making—is essential.

While technology and investment solutions can support tax-efficient outcomes, their impact depends on how intentionally they’re applied. Close collaboration with CPAs and attorneys can help ensure strategies are aligned, implemented correctly, and adjusted as client circumstances and tax regulations evolve.

Supporting Tax-Efficient Portfolio Management

At Symmetry, we understand that your clients’ tax needs are diverse and sophisticated, so we offer a range of solutions, including:

Tax-Managed Mutual Funds and Models

Evidence-Based tax-managed mutual fund models and funds can potentially help minimize the impact of taxes in your clients’ portfolios—and potentially maximize after-tax returns.

Tax-Managed PrecisionCore
Utilizing Symmetry’s Evidence-Based philosophy, these tax-managed ETF models aim to increase the tax efficiency of your clients’ portfolios, helping them pursue their financial goals while minimizing the impact of taxes.

Tax Alpha
For clients seeking to reduce capital gains taxes, this solution is designed to help substantially limit the potential long-term impact of taxes for those with$1 million+ taxable accounts with substantial embedded capital gains. This solution can also be used to minimize the impact of taxes while diversifying from a concentrated portfolio (such as a single stock) and can be used to generate losses in advance of a liquidity event, such as the sale of a business.

When tax intelligence is built into portfolio strategy, it can help clients preserve more of what they earn and grow their wealth.

With important tax deadlines and planning activities, Symmetry’s Tax Planning Calendar provides key information about tax deadlines and tax planning activities you’ll need to know now—and throughout the year.

Download our Tax Planning Calendar

If you’re exploring ways to help client improve your clients’ tax efficiency, we’d be glad to walk through some options. Contact us to learn more.

For Financial Professionals Only. Symmetry Partners, LLC (“Symmetry”) is an investment advisory firm registered with the Securities and Exchange Commission (SEC). The firm only transacts business in states where it is properly registered or excluded or exempted from registration requirements. Registration with the SEC or any state securities authority does not imply a certain level of skill or training. No one should assume that future performance of any specific investment, investment strategy, product or non-investment-related content made reference to directly or indirectly in this material will be profitable. All data is from sources believed to be reliable but cannot be guaranteed or warranted.

Symmetry provides this communication on this site as a matter of general information. Information contained herein, including data or statistics quoted, is from sources believed to be reliable but cannot be guaranteed or warranted. Due to various factors, including changing market conditions and/or applicable laws, the content may not be reflective of current opinions or positions. All content on this site is for educational purposes and should not be considered investment advice, recommendation, or offer of any security for sale. Symmetry does not provide tax or legal advice and nothing either stated or implied in this material should be inferred as providing such advice. Symmetry does not approve or endorse any third-party communications on this site and will not be liable for any such posts.

Symmetry does not provide tax or legal advice. Please note that (i) any discussion of U.S. tax matters contained in this material cannot be used by you for the purpose of avoiding tax penalties; (ii) this material was provided to support the promotion or marketing of the matters addressed herein; and (iii) you should seek advice based on your particular circumstances from an independent tax advisor.

Tax-loss harvesting involves certain risks, including, among others, the risk that the new investment could have higher costs than the original investment and could introduce portfolio tracking errors into your accounts. There may also be unintended tax implications. Prospective investors should consult with their tax or legal advisor prior to engaging in any tax-loss harvesting strategy.